Buy a Home at ~3% with Assumable Mortgages
5+ million homes with assumable mortgages are available in the United States.
Assumable Mortgages are more powerful now than ever.
Who will you be working with?
Eddie Berenbaum, who has sold $10 Billion+ in real estate, launched Assumable Money to match savvy buyers with the 5.4 million assumable mortgages in the USA under 4%.
Book a 1-on-1 with Eddie
How does it work?
Our team is on stand-by to help you identify the home with an assumable mortgage that is the perfect fit for your lifestyle.
See Your Options
Use our survey below to identify which homes fit what you are looking for.
Start Step 1Speak with Eddie
Pick a FREE time to talk virtually with Eddie to discuss your options.
Launch Buying Plan
Our team will get to work identifying homes with the perfect features and low payments.
Want to buy a home with a 3% Mortgage Rate?
Afford More with Assumable Mortgages
A $500,000 mortgage with a 3% rate has a payment that is $975 lower than the same loan with a 7% rate, increasing affordability!
Reduce Your Monthly Payment, Pay Loan Faster
When you assume a mortgage, you not only retain the low mortgage rate, you keep the pay-off schedule. This could shave 5+ years off your mortgage.
Plenty of Options for Assumable Mortgages
~5.4 million+ homes in the United States have assumable mortgages. We would love to contact these sellers on your behalf.
Afford More with Assumable Mortgages
A $500,000 mortgage with a 3% rate has a payment that is $975 lower than the same loan with a 7% rate, increasing affordability.
Want to buy a home with a 3% Mortgage Rate?
The Benefits of Assumable Mortgages
Let us help you see all the angles.
Lower Interest Rates
Assumable mortgages often carry fixed interest rates between 1-4%, compared to current market rates averaging around 6-8%. This can save buyers tens of thousands annually on interest payments.
Lifetime Savings
Buyers can save $500,000 or more over the life of a 30-year mortgage by assuming a low-rate mortgage compared to securing a new loan at market rates.
Increased Affordability
Monthly payments on a 3% mortgage are can be 40-50% lower than on a new loan at 7%, making homeownership more accessible.
Equity Preservation
By assuming the sellers loan schedule, more of each mortgage payment will be applied to principal.
Faster Payoff
When more of each payment is applied to principal, you will pay off the mortgage faster than you would with a new mortgage.
Competitive Advantage
The same mortgage can be assumed multiple times, which can give you an edge when you want to sell your home.
Reduced Closing Costs
Assumable mortgages often have lower closing costs, saving buyers thousands upfront compared to traditional mortgage transactions, especially those with discount points.
Stability in Uncertain Markets
A fixed low-rate assumable mortgage provides buyers with predictable payments, protecting them from rising interest rates and inflation.
Higher Investment ROI
Real estate investors can significantly boost their return on investment (ROI) by leveraging low-interest assumable mortgages, as it improves cash flow and lowers expenses.
Numbers behind Assumable Mortgages
We are number driven, we assume you are too.
25-35%
Reduction in total loan costs
by assuming a low-rate mortgage.
3x
Faster Equity Growth
potential with lower interest rates reducing payment to interest.
$500,000
Potential Lifetime Savings
by securing a low-rate assumable mortgage compared to current rates.