Sell Your Home for a 5-10% Premium

Let us help you find more buyers that want to purchase your home due to its assumable mortgage.

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Why sell with Us?

Buyers will pay more for your home when they cut their monthly payment by half

More Buyers

When more people can afford your home, more buyers can write offers.

Higher proceeds

Marketed properly, your assumable mortgage should ignite a bidding war for your home.

When their payment is lower, buyers can afford more home

How do you get started with us?

Take the first steps to working with us to sell your home for top dollar by showing buyers how more they can afford by assuming your mortgage.

Take the First Step
  1. 1Get QualifiedTake our survey and find out if you can include your mortgage with your home sale
  2. 2Meet with our TeamIf qualified, you'll have a 1-on-1 with Eddie from our team
  3. 3Get more BuyersReceive offers from qualified buyers who are motivated to pay more to assume your mortgage

Benefits of including your mortgage in your home sale

Whether you've done this before or not, we make it easier.

Sell Your Home for More Money

With a low-rate mortgage, buyers will be motivated to pay more for your home to save big on their monthly payments.

Get More Buyers Interested

An assumable mortgage makes your home stand out, drawing more buyers who want a lower interest rate.

Make Selling Easier and Faster

Showing buyers a way to save on their monthly payment by assuming your mortgage will attract a ton of attention.

Got Questions?

If you have questions, we have answers! Here are a few popular questions we get.

How does selling a home with an assumable mortgage work?

Selling your home with an assumable mortgage involves marketing the mortgage as a key selling point, finding a buyer who qualifies to take over the loan, and working with your lender to complete the assumption process. We guide you every step of the way.

What types of mortgages are typically assumable?

Government-backed loans, such as FHA, VA, and USDA loans, are usually assumable. Conventional mortgages might also be assumable, but it depends on the lender and loan terms. We focus on assumable VA and FHA mortgages.

Will selling my home with an assumable mortgage cost me extra?

There may be minor fees for processing the mortgage assumption through your lender, but these are typically minimal compared to the premium you can achieve on the sale price. We work with a service provider that charges a small fee, currently $950, to the buyer and seller to process all of the paperwork for the mortgage assumption.

Can I sell my home if I have equity above the mortgage balance?

Yes! The buyer would need to cover the difference between the sale price and the mortgage balance, either in cash or through additional financing. We can help structure the deal to maximize your profit.

Does the buyer need to be a veteran to assume my VA mortgage?

No, non-veterans can assume a VA loan, but if the buyer isn’t VA-eligible, you may lose your entitlement to take out another VA loan in the future. We’ll help you weigh your options.

How can Assumable Money help me sell my home for more?

We specialize in marketing the value of your low-rate assumable mortgage to potential buyers, helping you attract offers that reflect the full financial benefit of your loan. From buyer qualification to lender coordination, we handle the details for you. Your agent will present the features of your home, and the benefits of your assumable mortgage, across a variety of digital platforms.

We want to talk to you!

We can help you sell your home for more than market value due to its loan type.

Book a Free Consultation