Buy or Sell your home with an Assumable Mortgage
Whether you are looking to buy a home with a 2-3% mortgage rate or sell your home for a premium due to its mortgage type, we are here to help.
Buy a Home
with a ~3% Mortgage Rate
5+ million homes with assumable mortgages below 4%
Assumable Mortgages are more powerful now than ever.
What are Assumable Mortgages?
Assumable mortgages let buyers take over a seller’s loan terms, often at rates as low as 2-3%. Buyers save thousands in monthly payments, while sellers attract more qualified buyers.
Assumable Mortgages Newsletter
Subscribe to our newsletter for recurring information about Assumable Mortgages.
Low Mortgage Rate Blog
Up-to-date news on how to win with Assumable Mortgages!
.jpg)
Utilize Assumable Mortgages
Take advantage of low fixed-rate mortgages
.png){kind=avatar}
Work with Eddie at Assumable Money
Got Questions?
If you have questions, we have answers! Here are a few popular questions we get.
An assumable mortgage allows a homebuyer to take over the seller's existing loan, including its low fixed interest rate. This can save buyers hundreds of thousands of dollars compared to current market rates, which are often significantly higher. For sellers, it makes their property more attractive, often commanding above-market offers.
Buyers: Gain access to homes with fixed-rate assumable mortgages in the 1-4% range, potentially saving up to half a million dollars over the life of the loan.
Sellers: Attract more buyers and secure above-market offers by leveraging the value of their assumable mortgage.
For Buyers: We connect you with homes featuring low fixed-rate assumable mortgages and provide expert guidance through the process.
For Sellers: We help you market your home’s assumable mortgage to attract premium offers and ensure a smooth transaction.
FHA, VA, USDA, and certain conventional loans are commonly assumable. These loans can offer significant savings if their fixed interest rates are lower than current market rates. Assumable Money focuses on FHA and VA mortgage assumptions and specializes in identifying and unlocking the value of these mortgages for buyers and sellers.
We want to talk to you!
Want to explore your options with a professional?
What are the next steps?
Complete these quick answers to get the info you are looking for on Assumable Mortgages